البنوك الأجنبية
مسكينة البنوك الأجنبية... أضاعت الوقت والجهد ولم تكن تعلم أن طريق دخول أي سوق سهل جداً، فما عليها الا أن تعين إبن محافظ البنك المركزي مديراً لديها... وسيكون لها ما تريد
تصوروا معي اجتماع عالي المستوى لدى سيتيبانك مثلاً
المدير العام: هل استوفينا الشروط التعجيزية التي وضعها البنك المركزي الفنلندي لفتح فرع في هلسنكي؟
نائب المدير: لا سيدي، الإبن الأكبر للمحافظ الفنلندي تعاقد مع بنك باريبا... والإبن الثاني يقول يبي يخدم المواطنين وما له خلق بنوك... والباجي توهم صغار
المدير العام: يعني شلون؟! شوفوا لنا أي أحد من ربعهم ولا عيال عمهم... ما سوت علينا كل هالسنين واحنا ننطر سوق فنلندا ينفتح لنا
نائب المدير: انزين ليش ما نفتح بنك للطلبة ونعين اخوانهم الصغار مدراء؟
يعطيه المدير العام نظرة بنت كلب والشرار يتطاير من عينيه
42 Comments:
مسكينه فلندا الكل بياكل لقمه من صوب
قصة البنوك الاجنبيه مثل قصة الجامعات الخاصه
الجامعات فضلت قطر و الامارات
و البنوك متمركزه بالبحرين و دبى
17/4/05 1:30 PM
والله يا زيدون، إذا الرياضة والصحافة صاروا بالوراثة، لا تستغرب من اى شيء ثاني. Frankly, I find it amusing that we are so shameless in our nepotism!
17/4/05 1:35 PM
ان لم تستح فإصنع ما شئت
doesn't normaly LAw cover conflict of interest , ( normal law as in normal contry , not kuwait )
17/4/05 1:51 PM
ما أدري ليش جاء على بالي ، هذا البيت لشاعر مصري كان مقهور ومسجون ، أيام جمال عبدالناصر ... ولأن النيل بآخره دلتا وأيضا البحر الأحمر بآخره قرنين ... فقال
كُس أُمِك يا بلدنا حتى عالخريطه فتحه رجليكي
17/4/05 2:28 PM
LOL!
17/4/05 2:36 PM
I am not saying it?s correct, but I am sure if given the same opportunity under the same circumstances a lot would do the same. Ethics are not well recognized and not that important in our society!
17/4/05 3:00 PM
Hi Zaydoun,
I normally agree with a lot of stuff that you post here, but, I have to tell you that you're way off here.
1- Fahad worked for a few years for JP Morgan in the US, also, he is a economics major, so, he is qualified.
2- If "They" wanted to hook him up they would've done so years ago, instead of letting him mire in a midlevel post in Ta'aminat.
3- he got this job through a common friend of ours, who happens to be a manger in an international branch of BNP
4- The license was granted a long time before he was even approached for the job, so, the major benefit was never actualized.
5-I find it slightly amusing that a Jina3ee would talk about colluding and nepotism, honestly. I don't see you criticzing PWC, and, the Sultan Center, both of whom, are publicly traded companies.
Not every shadow that moves is a danger, and, things are not always as they seem.
Regards,
Me
17/4/05 7:17 PM
greenpea:
Darling u can't compare between government institution and a private sector companies...and here we r not discussing Fahad's qualificatios we r saying that the central bank approved BNP based on Fahad's political appointment
17/4/05 10:47 PM
Greenpea..
It's you who is way off here.. if you read closely and carefully, you will see that Fahad's qualifications were never in dispute or even mentioned... All of Kuwait's business community was buzzing this morning upon reading the interview and seeing as how Paribas was the first to get the license and Fahad's dad is the Governor of the Central Bank.
As for your Jena3i observation, aside from it being a cheap shot that amused you.. what exactly are you holding against PWC and Sultan Center that hasn't been said before in all the papers? And how can you possibly hold them to the same level of scrutiny as the Central Bank?!
Nepotism in family run companies, yes even publicly traded ones, is acceptable as long as the person is qualified and the shareholders don't object.
If you are a PWC or Sultan shareholder, you can voice your objection to any nepotism at the next shareholders' meeting.. although with their stellar performance in the stock market, I suggest you keep these objections to yourself ;-)
17/4/05 10:59 PM
Very interesting
17/4/05 11:17 PM
57 fils, Q1 profits for Sultan
17/4/05 11:20 PM
nepotism occurs everywhere, only difference is in kuwait
a) we are blatant and do a bad job of hiding it
b) its a small country so word travels fast
17/4/05 11:58 PM
Z well said
18/4/05 12:36 AM
Its simple, like Zaydoun said, as soon as your company goes PUBLIC, which means people have their money invested in your company, you have no right to put any of you family members or person than can potentialy benefit on the BOD or and any manegerial position. That is because they would act for their OWN intrest. Its illegal in the States, and it happens here, fa ma balkom Kuwait, il samarda7aah, where everything is monopolized by Al Blah & CO.
P.S. Sorry, bas if I were benefiting from this I would not OBJECT.
18/4/05 1:29 AM
Zaydoun,
The point you were trying to make in the original post seems very clear to me. A, the bank go their licence because they hired him and B, he only got the job because of who his father is. If you can't see that in the words you've written down, then just read some of the other comments above to see how most people understood it.
It's disingenuous to then come back and say his "qualifications were never in dispute or even mentioned" when presented with the facts.
You made a perfectly logical assumption given what we see around us every day. This time however, you got it wrong.
The question now is, do we keep on arguing about communities 'buzzing', or do we show the other side that free and honest debate means that we sometimes make mistakes, and we?re not afraid to admit them?
18/4/05 3:13 AM
I have to say its an interesting subject.
I Think this move is a smart move from BNP (not by Fahads father) on hiring Fahad for a GM in kuwait. because its benefits is not only to be the 1st bank to open in kuwait but it has future benefits too since it will be monitored by CBK . so its a stratiegic move by BNP and I think its pure business and nothing wrong with that (E.g on PWC similar strategy is done when opening a joint venture company between pwc and an influential families in other countries ( al-faisaliya wal munajem in KSA , UAE chamber of commerce Members ) this method is used to give the company strength in the new opening area since our business evaluation and acceptance is based on relations more than qualifications and expertise.
at the Same time . BNP is not too dumb to hire a unqualified man who looses the skill thats required in his position. you have to agree that the more higher the position is , the more it is required for the person to be socially active and less its required to be an expert . and if im wrong then you would have seen thousands of kuwaiti companies publicly owned or private collapse .
18/4/05 5:48 AM
Yeeekh I sound too serious
5:55 cooooool dude
18/4/05 5:51 AM
la7tha chini gayart rayeey !!
3enda MBA wela la3 ?
18/4/05 6:06 AM
http://www.careers.bnpparibas.com/en/how_to_apply/how_to_apply.asp
Ya jama3aa 7ag ily yabi yegadem o yeseer modeeer
18/4/05 6:10 AM
Yea Right, the higher your position the more responsibility you have, hathaa 7achee text books. Here, if you have power than you are dumb not to take advantage of it, and no, you are not responsible for your own actions if you have enough "Power". It is the powerless people who eat shit.
18/4/05 7:08 AM
Well said mookee, I totally agree! It seems our friend Z couldn't take the heat and decided to twist what he originally said a little :)
18/4/05 8:30 AM
Zaydoun:
Notwithstanding your previous well-thought out posts on various subjects, you have now indefensibly dipped into a personal attack that is unbefitting your blog. If I wanted to read silly "9naza" I would look up Bu 7afs. I rely on you instead for more intelligent analysis (except when you stake out a position like you did in favor of Anas Reshaid and then retract it only because Abdullatif Al-Duaij said he wasn't cool).
Zaydoun, please go back and re-read your own words. You alleged that Fahad got his job because the bank wanted a license. When you say that, you insinuate that he would not otherwise have gotten the job. But the uncontradicted testimony of a blogger above is that Fahad was approached only after the bank received its permit. Therefore, the license was already in hand before he got the job. There goes your argument.
If, as you say, nepotism is permissible as long as the person in question is qualified and the shareholders don't object, then your argument is reduced even more into what appears like a cheap personal shot. By your own admission, "Fahad's qualifications were never in dispute." You have no reason to doubt his qualifications. It is not strange that someone who grows up in a banking family would want to pursue the same line of business, and he might be more likely to be good at it because he's been around it all his life. As for the shareholders, those of BNP Paribas have their opportunities, as do the financial oversight regulators who check on the Central Bank.
As a stockholder, I have no objections to Jna3is working for Sultan Center and PWC as long as they are worthy. Here, no one on this blog has doubted Fahad's worthiness. If you do, then make that argument. Otherwise, these sophomoric personal attacks only add to the poisoned political climate about whch you rightly complain.
Have a lovely day,
Salmawy
18/4/05 8:35 AM
OK.. one by one... I actually like this.. It's no fun having everyone agree with me all the time ;-)
Mookee.. You're right on point A, not right on B.. although I thank you for pointing out that my conclusions are sadly based on what we see around us everyday.
Lucrezia.. a clarification is not the same as a retraction.
Salmawy.. I have no grounds nor any interest in a "personal attack" on Fahad as you put it. I actually know the guy and his wife, although not well... My comments about nepotism at PWC were in response to Greenpea's totally off-base comparison of a publicly traded company and a government authority like the Central Bank.
Crappy... I could've sworn you hired someone to write that first comment, you're never this serious ;-) (clarification: the comment addressed to Crappy is a joke ولذا اقتضى التنويه
People... The issue here is the long drawn out process that foreign banks have had to go through to get their licenses to operate. ACCORDING TO THE ARTICLE... BNP Paribas was the first to obtain its license. It also appointed the son of the Central Bank's governor as a GM.
Which came first? The chicken or the egg? You can draw any number of conclusions based on the information in front of you.. some will be correct, some won't.
If I am totally off-base here, then I apologize.. (bet you didn't see that coming, huh?)
And do I really care if foreign banks have had to suffer to get their operating licenses in Kuwait? Not really, but that's another subject for another post..
18/4/05 9:49 AM
Envious? That Fahad got what he really deserved?
or? Are you just dying to going back to work in a bank that might think twice of taking you in!
18/4/05 1:32 PM
Is this what they call a Faza`a?
فــزعــة؟
I know its too late now to comment but I have to say that I had the exact reaction as Zaydoun's when I heard about Mr. Fahad becoming the GM for the first foreign bank in Kuwait. We are in Kuwait not Cuba, this is how business is done, it doesn't matter if the Governor of the central Bank is from the royal family or not, it just looks way too suspicious in a time where corruption seems to be at an all time high, and the Prime Minister with the Govt. are determined to deal with it head on.
If we had more detailed information about Sheik Fahad and his qualifications like the first four points greenpea made in her/his comment, we wouldn't be so suspicious.
But we don't and I blame the parties involved for not coming out with this background info on Mr. Fahad prior to his appointment as a GM. Again Mr. Fahad could be Jena3i and his dad is a Jena3i it doesn't matter, what matters is that most of the general public does not have access to the information mentioned here by the relatives of Mr. Fahad.
And its a free country, so if anyone has the qualifications of Mr. Fahad or better, he or she has the right to apply for the same job too...right?
18/4/05 1:39 PM
نزال
الله يقطع سوالفك
خليتني أغص بالدخان وأنا أدخن
18/4/05 2:41 PM
GreenPea:
"Fahad worked for a few years for JP Morgan"
شنو يعني لا يكون على بالك ياب الذيب من ذيله
تم تعيينه هناك مجامله حق والده محافظ البنك المركزي
أنا شخصيا أعرف كذا واحد و واحده أشتغلوا هناك للأسباب نفسها مجامله حق مناصب أبهاتهم
و بعديت تقول أشتغل يالتأمينات الجتماعيه لا يكون أشتغل فرّاش و أنا ما أدري أشتغل في أحسن أدارة في التأمينات الاجتماعيه
18/4/05 3:03 PM
Zaydoun lool my comment was at 5:55 il fajir . what do you think ?
JP Morgan is a well known and profissional organization . it dose not mean who ever works there must be a genius .
I worked in JP morgan you have to be agressive in order to sucsseed
18/4/05 3:15 PM
Bo Jaij:
صح لسانـــــــــــك
18/4/05 3:19 PM
FCM... I already served my jail time in Kuwait's banking sector and NOTHING will make me go back, certainly not with people like you around!
18/4/05 3:23 PM
Sorry to say this, but that sounds like a small minded & shallow cousin of mine. Yes I am Fahad's cousin, & I totally think that what is happening is rediculous. But then, what's new ?!?!?...
18/4/05 3:45 PM
MadM2000 spins around while singing
مغازل الخير دورى مغازل الخير دورى دورى
18/4/05 4:42 PM
Bo Jaij..
Thanks for the level-headed comment. Sometimes in the frenzy to respond to several comments at once, we lose sight of the original argument. Fahad could indeed be the best man for the job, for all I know.. but that article didn't do him any favors.
18/4/05 6:03 PM
ليبراليو آخر زمن
يطالعنا الليبراليون بين حين وآخر بآخر ما تتفتق عنهم عقولهم الكبيرة من نظريات وشكوك ليس لها محل سوى في مخيلاتهم. ودائما يحبون المشي بعرض الطريق لسبب واحد فقط وهو خالف تعرف. ولنبدأ بتحليل وضعهم الحالي في الكويت وهو وضع أقل ما يقال عنه بأنه وضع مريض يحتضر وفكر في طريقه إلى الزوال لعدة أسباب وأخطاء لا يرتكبها أبسط العارفين بأصول العمل السياسي.
ففي الستينات وفي عز توهج المنهج الليبرالي كان الليبراليون أول من وضع عقبة أمام عجلة الديمقراطية عبر استقالتهم من مجلس الأمة الأول بعد المواجهة مع الحكومة وهو تصرف أقل ما يقال عنه أنه تصرف جبان وهروب من مواجهة كانت ستكون لصالحهم لو استمروا بنفس الوتيرة خصوصا أن توجه القيادة كان مع تعزيز الديمقراطية. وتلك كانت الضربة الحاسمة لهم وإن استمروا بالتواجد بعد ذلك ولكن بسبب وجود شخص واحد له كل الاحترام والتقدير وهو المرحوم سامي المنيس الذي انطفأ بوفاته المنهج الليبرالي ولم ولن يعد له وجود.
إن الحركة الليبرالية لم تقدم طوال 40 سنة بديلا لقيادييها وكانت وفاة او اعتزال أحدهم تعتبر ضربة قاصمة لهم بسبب عدم وجود البديل الجاهز الذي يمكنهم من اقناع الشارع والاستمرار بالتواجد على الساحة السياسية. والمضحك أن تقوم صحيفته الطليعة بالمطالبة دائما بإعادة ترتيب بيت الأسرة و و و في حين من باب أولى لهم إعادة ترتيب شئونهم الداخلية وإعداد عدد من القيادات الشابة لتولي زمام الأمور ولإقناع المواطنين بأن الزمن يتطور وأن الحياة والمبادىء لايؤثر فيها وفاة شخص أو اعتزال آخر.
وبعد نكسة 2003 واقتلاع آخر رموزهم وإزاحته عن كرسي البرلمان وجدوا أن الحاجة ملحة لإعادة ترتيب أوضاعهم فقاموا بتأسيس تكتل وإجراء انتخابات لاختيار أمين عام وغيره من ذلك الكلام الكبير . وكان اللافت أن التكتل يضم حوالي 300 عضو وهو عدد لا يمكن أحدا من الحصول على كرسي جمعية تعاونية فكيف الحال بتأسيس حزب أو تكتل سياسي.
مشكلة الليبراليين في الحقيقة تكمن في صراعهم مع بعضهم والغيرة والحسد المنتشرة بين من يسمون اليوم قياداتها وانعدام القيادة والرؤية الواضحة وهي أمور كفيلة بتدمير أي تكتل أو تنظيم وللأسف لا نرى أي محاولات جادة على المنظور القريب لاصلاح ذلك الاعوجاج وتصفية النوايا وهو أمر سيضعهم دائما في عداد الخاسرين.
المشكلة الأخرى التي يعانيها الليبراليون هي عدم تقبل سماع الرأي الآخر فسياستهم دائما هي إما أن تكون معي وإلا فأنت ضدي وهذا تصرف أقل ما يوصف بأنه طفولي ويفتقر لأبسط مبادىء العمل السياسي. ولعل هجومهم الكبير على وزير الاعلام الجديد والمحاولة الرخيصة للي ذراعه من البداية هو محاولة ابتزاز رخيصة معروف من يوجهها ويقوم بها إرضاءا لمعازيبه وأسياده. وإلا كيف نفسر ترحيبهم أول يوم لتعيينه ثم انقلابهم عيه قبل أن يؤدي القسم بعد أن هاجمه حامل صكوك الوطنية عبداللطيف الدعيج بمقالين متتاليين. ألم يعتقدوا أو يفكروا أن هذا التقلب المفاجىء يفقدهم ثقة الناس المخدوعين بهم على الرغم من قلة عددهم. وكيف لهم أن يفسروا سبب هذا الانقلاب المفاجىء. وهل من المستغرب أن يكون هناك شخص يحتفظ بعلاقات طيبة مع جميع التوجهات السياسية وهو قمة النجاح في العمل العام والسياسي أم نرجع إلى نفس المبدأ الذي ذكرته عن المع والضد. وهل الشخص الذي يؤدي فروضه الدينية يعتبر إسلاميا أو المحافظ في عاداته وتقاليده يعتبر متطرفا. ألا يوجد أغلبية كويتية صامتة وكبيرة تقوم بذلك وهي الفئة التي يهمني رأيها وليس " الوطني " الكبير. ثم من يملك الحق بأن يقول لهذا أو ذاك أنت وطني وغيرك لا ، فهذه العبارة يطلقها الناس على أي شخص عندما يرون أفعاله أما أن يقول أي شخص عن نفسه بأنه وطني فذلك نقص كبير في الشخصية وعقدة لا حل لها.
المضحك أيضا في الأمر أن هناك من توجس من اعتبار أن سكوت التيارات الاسلامية أو ترحيبها بالوزير الجديد هو عبارة عن صفقة أو لتنفيعات معينة سواء كانت مادية أو سياسية وهذا أيضا أمر غريب ومؤسف في نفس الوقت ولكن إذا عرفنا أن الايمان بنظرية المؤامرة هو من أساسيات عمل الليبراليين فلن نستغرب لصدور تلك الأقوال والتصريحات.
إن الأمر في الحقيقة هو صراع أجيال بين جيل لم يقدم للكويت سوى التنظير والكلام الفارغ الخالي من المضمون وبين جيل شاب متعلم بوده أن يعمل شيئا لوطنه وهو أمر سيعود بالفائدة على الوطن الذي لم يفكر بأمره أحد فالكل يود الظهور والبروز والارتزاق على حسابه. وكلن الحقيقة الساطعة والتي يجب أن يعرفها الجميع أن الجيل الكويتي الجديد والذي يمثله وزير الاعلام سوف ينتصر بالنهاية لأنه يضع اسم الكويت وحبها بين عينيه فعلا وقولا وليس قولا قفط من ربوع (سبوكان) حيث يعيش المنظر الكبير المدافع عن الجيل الذي يسير بطريق الانقراض.
إنني أدعو اخواني الشباب وخاصة الليبراليين بأن يقرأوا موضوعي بتمعن بعيدا عن الأحكام المسبقة وسيكتشفون في النهاية أن توجهات من يدعون أنهم قادة الليبراليين في الكويت هي مجرد فقاعات لا أكثر ولاأقل وأن الطريق أمامهم يعتبر طويلا جدا طالما لم يقترن كلامهم بأفعال والأهم من ذلك هو صفاء النية المفقود والذي لاأعتقد أنه سيكون موجودا بوجود هكذا قيادات.
أخيرا وبعد كل الذي سبق فإن التيار الليبرالي والذي نتفق معه على بعض الأمور حول احترام القوانين والمؤسسات والمحافظة على الأموال العامة وتعزيز المشاركة الديمقراطية يحتاج إلى وقفة كبيرة مع النفس وبداية جديدة لتأسيس عمل منظم وفعال على مستوى الكويت بأكملها وشعبها من الجهراء شمالا إلى الفحيحيل جنوبا وليس على طبقة معينة محصورة في ضاحية عبدالله السالم وما حولها. فهل يفعلونها ... أشك في ذلك
18/4/05 6:07 PM
My God Kuwait Passion! Here too?! You'll find my reply in Sa7at al Safat..Won't publish it again here!
19/4/05 6:30 AM
Bo Jaij:
In reffering to corruptio you wrote: "the Prime Minister with the Govt. are determined to deal with it head on." (????????!!)
NO COMMENT!
19/4/05 6:33 AM
1. Fahad is a nice guy & intelligent too.
2. Nepotism is common practice in Kuwait, but the issue here is neither Fahad nor neptosim, its conflict of interest.
These issues are very crucial especially in the banking sector, and this is no secret.
Central Bank must OK any person joining a bank at a GM position.
Many times, a person is refused a position in a bank, because his wife/ brother is in a competing bank.
Fair is fair, and i don't think it was smart from Fahad's father to allow this to happen. I think he is by far more intelligent to put his reputation or his son's on the line. Or perhaps there is a missing part that we do not know (like is he retiring any time soon?).
No need for all the emotions and tension, the 2 families have always been on the same side (The Royal family--Al-Sabah & Al-Qenaei), and its silly to assume otherwise.
19/4/05 1:48 PM
Thank you Sheba.. I can always count on you for balanced opinions.
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27/2/06 5:20 AM
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28/3/06 8:41 PM
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26/4/06 7:22 AM
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